A moist and tender pumpkin bread with a silky cream cheese swirl and melty chocolate chips, perfect for cozy fall mornings or any time you want a comforting treat.
Use room temperature eggs and cream cheese for best mixing results. Do not overmix the batter to keep the bread tender. Swirl the cream cheese gently to create a marbled effect. Start checking doneness at 50 minutes to avoid overbaking. For gluten-free, use a 1-to-1 gluten-free flour blend and xanthan gum if needed. For dairy-free, substitute cream cheese with a dairy-free alternative and use coconut oil instead of vegetable oil.
Keywords: pumpkin bread, chocolate chip bread, cream cheese swirl, fall baking, quick bread, moist pumpkin bread, easy pumpkin bread